Is it Time to File for Bankruptcy in Georgia?
No one wants to think about filing for bankruptcy. In Georgia, as in other states, Chapter 7 and Chapter 13 bankruptcy can involve long, arduous, and expensive processes. And most people want to avoid a prolonged mark on their credit scores. But, in some cases, it simply makes more sense to file for bankruptcy than to continue to become mired in debt. So, is it time to talk to an Atlanta bankruptcy lawyer? Or should you consider your other options? Let’s take a look at a few of the signs that it may be time to consider bankruptcy.
Debt Collectors Keep Calling You – Should You Call a Bankruptcy Attorney?
First of all, if it seems like debt collectors calling you every hour on the hour, it’s probably time to do something. Having debts in collections isn’t an automatic sign that you need to file for bankruptcy, though. In fact, a lot of people find debt relief through consolidation or repayment programs. Don’t trust your creditors or collections agencies to have your best interest in mind, though. Instead, call an Atlanta bankruptcy attorney today and schedule a consultation. You may have options that you haven’t considered yet.
Chapter 13 Bankruptcy | Your Home is in Danger of Foreclosure
If you’re unable to pay your mortgage and your mortgage lender is threatening to foreclose, it may be time to file for Chapter 13 bankruptcy. An experienced Atlanta bankruptcy attorney can help you navigate this situation. With Chapter 13, you may be able to create a workable repayment plan that will get you out from under piles of debt without losing your home.
You’re Using One Debt to Pay off Another – Talk with an Atlanta Bankruptcy Attorney
If you’re paying one credit card off with another or you find yourself taking out new loans to pay off old debts, it may be time to discuss bankruptcy with an attorney in Georgia. If this sounds familiar, you aren’t alone. People like you all over Georgia find themselves in deeper and deeper debt, even as they try to dig their way out.
This often happens when a medical emergency occurs and they find that medical bills are piling up. It’s also common when someone loses their job and cannot return to work immediately. And these are just a couple of the many understandable situations that can lead to debt.
Just because you’ve taken a loan out to pay off some debts, or you are paying off one credit card with another, that doesn’t necessarily mean that you should file for Chapter 7 or Chapter 13 bankruptcy. But it does mean that you should talk with an Atlanta bankruptcy attorney to understand your options and the best steps to take.
How Will Bankruptcy Impact Your Life – Get Bankruptcy Help in Georgia Today
If one or more of these scenarios sound familiar, it may be time to file for bankruptcy. However, as we mentioned earlier, none of these situations automatically mean that you absolutely must choose bankruptcy. Some debts aren’t covered by Chapter 7 or Chapter 13 bankruptcy. Some people earn too much income to qualify for Chapter 7. Sometimes, with the right repayment plan, you can avoid bankruptcy altogether.
No matter what, though, if you’re struggling with growing debts and any of these scenarios sound familiar, it’s time to call an expert Atlanta bankruptcy attorney today. At Holston & Huntley, LLC, we’re here for you. We know that this is a difficult time in your life, and we’re dedicated to helping you find the best solution, so you can get out from under your debts and move on with your life. Call us today at (844)GA-BUDDY or contact us online to schedule your complimentary consultation.
I just wanted to say thank you to the entire company,throughout my entire incident they worked fast and diligently.They always called,texted and or email me to keep me updated.They always showed great gratitude and always kept me informed. Everyone on this team is awesome.I will definitely recommend anyone here for your injury and/or bankruptcy needs.They will make sure you get the respect and the money you need. Thank you and the whole team.
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I had an excellent experience with Holston and Huntley. My case/medical expenses were treated with the upmost care and efficiency. I recommend anyone with any type of accident injury to visit Holston and Huntley. Abena Campbell was extremely helpful and made everything convenient and comprehendible about the my case. She was made everything easy as possible. I definitely recommend Ms.Campbell to take of you.
You can count on Buddy and Abena they are awesome. Abena was wonderful, she showed concern for me through my case. Abena walked me through this process like she knew me a long time. I promise you I felt good knowing I was being guided by someone who really cared their staff is awesome. I give them a 10+. Thank you guys, Especially, Abena
My experience with Holston & Huntley attorneys was nothing short of excellent. I worked directly with Abena. She worked hard to get the settlement that I deserved. Continued to stay in contact and keep me updated throughout the long process. Would recommend and work with them again. Thanks Holston & Huntley!
Attorney Huntley and his entire staff was instrumental in getting me everything I deserved. Their patience, kindness, and loyalty to fight for my needs at a critical time proves why they are such a fantastic firm. I would highly recommend them for any of your needs. I personally, will call Mr Huntley if I’m ever in another accident.
I was never anxious despite being in this situation for the first time and all the credit goes to you and your firm because you care and know what you are doing.Thanks.
I don’t usually leave reviews on anything but I thought I needed to share my experience with Holston & Huntley. It was great! Very quick and efficient. Buddy and his staff were awesome. I personally worked with Abena and she was always available to answer any question I had. I highly recommend this firm to anyone who needs a professional lawyer that would fight to get you the best settlement you deserve. I promise you won’t be disappointed!! Thank you, Buddy, Abena and staff for all of your help.
Holston & Huntley entire team was great to work with!!! Thank you so much
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