Chapter 7 Bankruptcy

Chapter 7 Bankruptcy Attorney

If you are struggling with debt, typically, you are under a great deal of financial stress. However, you have a number of options under the bankruptcy law that can provide financial relief. Regardless of the cause of your financial stress, our Chapter 7 bankruptcy lawyers are here to help! We provide affordable Chapter 7 services while obtaining the results you deserve.

Chapter 7 Bankruptcy Process

Generally speaking, Chapter 7 bankruptcy allows you to discharge certain debts and become free from those liabilities. You may be eligible to file under Chapter 7 by meeting certain income criteria. This criteria is determined by the means test. Also, when filing Chapter 7, you must receive credit counseling from an approved agency before filing. After receiving credit counseling you will file a petition with the bankruptcy court. You will submit a list of assets and liabilities as well as other documentation concerning your finances.

Once your case is filed, a trustee is assigned. The trustee will hold a meeting with you and your creditors. At this meeting, you will be subject to questioning under oath. However, do not worry because your attorney will attend the hearing with you. If your assets are exempt or subject to liens, there will be no distribution to creditors. Then your debt will then be discharged. Once your debts are discharged, creditors may not pursue any further action against you for that debt. Chapter 7 bankruptcies are typically suited for individuals who have a certain level of income. However, each person’s situation is different. It is crucial that you consult with an experienced bankruptcy attorney to determine how the law applies to your case.

Chapter 7 Bankruptcy Attorney

Bankruptcy law can be confusing to people unfamiliar with the subject. It often involves multiple statutes on both state and federal levels. You should seek legal assistance from a knowledgeable bankruptcy attorney when filing for Chapter 7. We can help you take control of your debt and determine a good solution for you. Holston & Huntley, LLC, serves people throughout Alabama and Georgia, including but not limited to Metro Atlanta, Georgia; Birmingham, Alabama; Auburn, Alabama; Columbus, Georgia; Alpharetta, Georgia; Marietta, Georgia; Albany, Georgia; Athens, Georgia; and Macon, Georgia. We provide trustworthy and prudent legal advice, keeping your interests foremost in our mind. To schedule a free initial consultation, call us at 1 (888) 513-0004 or contact us online.

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Holston & Huntley, LLC, Attorneys & Lawyers Bankruptcy, Atlanta, GA