Filing Chapter 7 With a Bankruptcy Lawyer
Filing With an Atlanta Chapter 7 Bankruptcy Attorney
If you are struggling with debt, typically, you are under a great deal of financial stress. However, you have a number of options under bankruptcy law in Georgia that can provide financial relief. Regardless of the cause of your financial stress, our Atlanta Chapter 7 bankruptcy lawyers are here to help! We provide affordable Chapter 7 services while obtaining the results you deserve.
Chapter 7 Bankruptcy Process
Generally speaking, Chapter 7 bankruptcy allows you to discharge certain debts and become free from those liabilities.
You may be eligible to file under Chapter 7 by meeting certain income criteria. These criteria are determined by the means test. This is a test that takes into account how much income you earn, along with the size of your family and your expenses. If your income is low enough in relation to your expenses, you’ll “pass” the means test, and you’ll likely qualify for Chapter 7 bankruptcy in Georgia.
Before filing for Chapter 7 bankruptcy, you must receive credit counseling from an approved agency. After receiving credit counseling, you will file a petition with the bankruptcy court. You will submit a list of assets and liabilities, as well as other documentation concerning your finances.
Once your case is filed, a trustee is assigned. The trustee will hold a meeting with you and your creditors. At this meeting, you will be subject to questioning under oath.
You have nothing to worry about at this hearing, as your attorney will be with you. If your assets are exempt or subject to liens, there will be no distribution to creditors. Your debt will then be discharged. Once your debts are discharged, creditors may not pursue any further action against you for that debt.
Chapter 7 bankruptcies are typically suited for individuals who have a certain level of income. However, each person’s situation is different. It is crucial that you consult with an experienced Atlanta bankruptcy attorney to determine how the law applies to your case.
Talk with a Chapter 7 Attorney in Atlanta
Bankruptcy law is complex. It often involves multiple statutes on both state and federal levels. Thus, when filing for Chapter 7, you should seek legal assistance from a knowledgeable bankruptcy attorney who understands the ins and outs of bankruptcy cases in Georgia. We can help you take control of your debt and determine a good solution for you.
Areas of Service
We serve people throughout Georgia, including but not limited to Metro Atlanta, Georgia; Marietta, Smyrna, Dallas Georgia, Douglasville, Riverdale, Clayton County, Alpharetta, DeKalb County, East Point, College Park, Conyers, Athens, and Macon, Georgia. We provide trustworthy and prudent legal advice, keeping your interests foremost in our mind. To schedule a free initial consultation, call us at 1 (844) Ga-Buddy, 1 (404) 474-2970 or contact us online. There is no cost to you, and you are under no obligation to pursue a filing with us. We look forward to serving as your Counsel!
Don’t risk attempting to file your petition alone in an attempt to save money. You face a high risk of having your petition rejected if you are unsure how to navigate the Bankruptcy Code. We offer free consultations for both Ch. 7 & Ch. 13 Bankruptcies!
I just wanted to say thank you to the entire company,throughout my entire incident they worked fast and diligently.They always called,texted and or email me to keep me updated.They always showed great gratitude and always kept me informed. Everyone on this team is awesome.I will definitely recommend anyone here for your injury and/or bankruptcy needs.They will make sure you get the respect and the money you need. Thank you and the whole team.
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Attorney Huntley and his entire staff was instrumental in getting me everything I deserved. Their patience, kindness, and loyalty to fight for my needs at a critical time proves why they are such a fantastic firm. I would highly recommend them for any of your needs. I personally, will call Mr Huntley if I’m ever in another accident.
I was never anxious despite being in this situation for the first time and all the credit goes to you and your firm because you care and know what you are doing.Thanks.
I don’t usually leave reviews on anything but I thought I needed to share my experience with Holston & Huntley. It was great! Very quick and efficient. Buddy and his staff were awesome. I personally worked with Abena and she was always available to answer any question I had. I highly recommend this firm to anyone who needs a professional lawyer that would fight to get you the best settlement you deserve. I promise you won’t be disappointed!! Thank you, Buddy, Abena and staff for all of your help.
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