Atlanta Chapter 13 Bankruptcy Protection
Chapter 13 Bankruptcy
If you are struggling with mounting debt, bankruptcy can offer relief! We can stop harassing creditor phone calls. At Holston & Huntley, LLC, we understand the stress of managing financial hardships. We have assisted clients throughout Georgia in Chapter 13 bankruptcy proceedings. We have the skill and experience to provide you with the representation you desire at a price you can afford.
Filing Chapter 13 Bankruptcy
Chapter 13 bankruptcy allows you to repay all or part of your debts. The process can take from three to five years, depending on your income and debt. In short, Chapter 13 bankruptcy is similar to a debt consolidation. Also under Chapter 13 you will make fixed installment payments to a trustee for any debt included in the plan between 3 to 5 years. The trustee will then distribute the payments to creditors.
Filing a Chapter 13 stops all foreclosure proceedings. This is one of the many benefits of filing a Chapter 13 bankruptcy. Furthermore, it allows you to cure delinquent mortgage payments, subject to some restrictions. Also, any pending lawsuit that have been filed against you will stop. Chapter 13 also offers some protections for co-signers of loans. Additionally, while your Chapter 13 case is open, creditors are prohibited from starting or continuing collection actions against you.
Generally, individuals are eligible for Chapter 13 bankruptcy if their unsecured debts are less than $383,175 and their secured debts are less than $1,149,525. Similar to Chapter 7, you must file a schedule of assets and liabilities. You must also receive credit counseling from an approved agency. Creditors are prohibited from starting or continuing wage garnishment once a Chapter 13 is filed, nor can creditors contact you by phone or letter. Additionally, within 14 days of filing the Chapter 13 petition, you are required to file a repayment plan for court approval. The payment plan will list a schedule of fixed payments to the trustee. The trustee will then distribute the payments to creditors. You must begin making payments within 30 days of filing the petition. Upon the completion of all payments, the court will enter a discharge.
Explore Your Options with a Bankruptcy Lawyer
Discussing your financial situation with a qualified attorney can help you understand which alternatives are most beneficial to you. Our bankruptcy lawyers can explain the advantages of Chapter 13 bankruptcy. We serve people throughout Georgia, including but not limited to Metro Atlanta, Georgia; Marrietta, Smyrna, Dallas Georgia, Douglasville, Riverdale, Clayton County, Alpharetta, DeKalb County, East Point, College Park, Conyers, Athens, and Macon, Georgia. To schedule a free initial consultation, call us at 1 (844) Ga-Buddy, 1 (404) 474-2970 or contact us online.There is no cost to you, and you are under no obligation to pursue a filing. We look forward to serving as your Counsel!
Don’t risk attempting to file your petition alone in an attempt to save money. You face a high risk of having your petition rejected if you are unsure how to navigate the Bankruptcy Code. We offer free consultations with both Chapter 7 and Chapter 13 attorneys in Atlanta.
You can count on Buddy and Abena they are awesome. Abena was wonderful, she showed concern for me through my case. Abena walked me through this process like she knew me a long time. I promise you I felt good knowing I was being guided by someone who really cared their staff is awesome. I give them a 10+. Thank you guys, Especially, Abena
My experience with Holston & Huntley attorneys was nothing short of excellent. I worked directly with Abena. She worked hard to get the settlement that I deserved. Continued to stay in contact and keep me updated throughout the long process. Would recommend and work with them again. Thanks Holston & Huntley!
Attorney Huntley and his entire staff was instrumental in getting me everything I deserved. Their patience, kindness, and loyalty to fight for my needs at a critical time proves why they are such a fantastic firm. I would highly recommend them for any of your needs. I personally, will call Mr Huntley if I’m ever in another accident.
I was never anxious despite being in this situation for the first time and all the credit goes to you and your firm because you care and know what you are doing.Thanks.
I don’t usually leave reviews on anything but I thought I needed to share my experience with Holston & Huntley. It was great! Very quick and efficient. Buddy and his staff were awesome. I personally worked with Abena and she was always available to answer any question I had. I highly recommend this firm to anyone who needs a professional lawyer that would fight to get you the best settlement you deserve. I promise you won’t be disappointed!! Thank you, Buddy, Abena and staff for all of your help.
Holston & Huntley entire team was great to work with!!! Thank you so much
Thank God For Experience Help When I Needed It The Most.
Effective Service, So Far I’m 6 Month’s Into It And CONFIDENT It Is Well, I’m So Grateful.
Thank You All..
Atty. Huntley and his Staff, were very patient and understanding of my situation. They took the time to explain to me all of my options and helped me consider this best possible course of action. I am a Retired Senior and I felt very comfortable with the recommendations. After an initial and lengthy consultation, I followed all of his recommendations and I haven’t look back since! It was truly a joy to have him in my corner and no more phone calls from Creditors!!!. Thanks Me. Huntley!
I would use them again and again!
He got my case finalized in a timely manner, very professional, communicates very well, kept in contact with updates of my case , got me the amount I wanted for my accident and injury case! I am very pleased with him and his firm!
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