I am considering filing a Chapter 7 bankruptcy, but I’m worried about my car. Will it get repossessed if I file?
For most people filing for a Chapter 7 bankruptcy, one of their biggest worries is their vehicle. If a person loses a vehicle in a bankruptcy, he or she loses a way to get to work and will then have even more financial difficulties. If you are in Chapter 7 bankruptcy, your car lender cannot repossess your car or otherwise try to collect the debt without getting permission from the court. The reason is the automatic stay – when a Chapter 7 bankruptcy is filed, an automatic stay is created. An automatic stay makes it illegal for most creditors to...Read More
What is the difference between debt resolution and bankruptcy?
Debt resolution is settling a debt with a creditor for less than is owed on the debt. Bankruptcy means filing papers in court stating that you are bankrupt, and asking the court to either discharge your debts or to reorganize the debts into more manageable payments. Debt resolution is a good option for some people. Normally, you will have to have a sufficient monthly income, or you may be asked to make a lump sum payment to settle the account. That may mean that you have to stop all payments on accounts and save money until you have enough to...Read More
If I need to file for bankruptcy, am I free to choose between a Chapter 7 and a Chapter 13 or am I forced to choose one or the other?
Many people who are considering filing for bankruptcy are unsure which type to file, especially if they do not have a bankruptcy attorney to assist with the case. Most individuals file either a Chapter 7 bankruptcy or a Chapter 13 bankruptcy. There are requirements that must be satisfied for each type of bankruptcy, and if an individual meets those requirements, he or she can choose which type of bankruptcy makes the most sense for the situation. A Chapter 7 bankruptcy is a discharge of debts. Chapter 7 bankruptcies are now limited to individuals with less than a certain amount of...Read More
What are my legal options if I have been injured in a car accident with an elderly person in Atlanta?
The baby boomer population is quickly aging, bringing the number of senior citizen drivers over the age of 65 to an all-time high. It’s estimated that every day, 10,000 more people will turn 65. Elderly drivers are at a high risk of automobile accidents, with over 15 fatalities daily and 500 injury accidents daily. Although senior citizens do have the benefit of a great deal of driving experience in most cases, aging can take a toll on the body and can affect driving. One huge contributor to automobile accidents among elderly drivers is a decline in vision. According to a...Read More
I own a small business and am considering bankruptcy. What are my best options?
It depends on how your small business is structured. Normally, small business owners have three options for bankruptcy: a Chapter 7, a Chapter 11, and a Chapter 13. Each of those has benefits and drawbacks. Which option is right for you depends on your particular situation. A Chapter 7 bankruptcy is an option for debtors that are not going to be able to restructure their debts and continue in business. Under federal bankruptcy laws, partnerships, limited liability companies, and corporations can all file bankruptcy under Chapter 7. Also, people who own and operate small businesses as sole proprietorships also may...Read More
I was in an accident in Atlanta with a driver who was using a cell phone. What are my legal options?
Experts say that there are now more cell phones in the United States than people. Many cell phone users are attached to their phones at all times, and often driving a vehicle does not prevent them from using their cells. Using a cell phone while driving can in some cases be more dangerous than driving under the influence of alcohol. Almost a quarter of all car accidents are attributed to cell phone usage, or over 1.5 million accidents a year. The CDC estimates that nine people per day are killed in an automobile accident due to a distracted driver, and...Read More
Will filing for bankruptcy help me avoid foreclosure?
It depends on your situation and what type of bankruptcy you choose to file. Filing for bankruptcy could only delay your foreclosure, or it could help you to save your home. If you have already received the paperwork about foreclosure, or if you are afraid you will soon, it means you are behind on your mortgage payments and the lender wants to begin the process of taking your home back in order to sell it. This can be a very slow process. The homeowner must normally miss several payments, and then the homeowner must receive notification. There are many legal...Read More
What should I do if my child was injured in a car accident in Atlanta?
Unfortunately, if your child was injured in a car accident you are in good company. Motor vehicle crashes are the leading cause of death for children between the ages of three and 14. Although seat belts and properly selected and installed car seats can go a great deal towards minimizing injuries, even the most diligent of safety precautions do not always provide complete protection for children. In many cases when a child is injured in an accident, however, the child is not properly restrained. It’s critical that as a parent, you use the proper car seat for your child’s age...Read More
If I file for Chapter 7 bankruptcy, is anyone likely to object?
The point of filing a Chapter 7 bankruptcy is to wipe out your debts. In most Chapter 7 bankruptcy cases, debts are discharged at the end of the bankruptcy. In some cases, creditors or the bankruptcy trustee can challenge whether a particular debt can be discharged, or even whether all of your debts can be discharged in bankruptcy. These are called objections to discharge. Normally after a Chapter 7, you are not required to pay back the discharged debts once the case is over. Not all debts can be discharged in bankruptcy – some common examples of non-dischargeable debts include...Read More
You can count on Buddy and Abena they are awesome. Abena was wonderful, she showed concern for me through my case. Abena walked me through this process like she knew me a long time. I promise you I felt good knowing I was being guided by someone who really cared their staff is awesome. I give them a 10+. Thank you guys, Especially, Abena
My experience with Holston & Huntley attorneys was nothing short of excellent. I worked directly with Abena. She worked hard to get the settlement that I deserved. Continued to stay in contact and keep me updated throughout the long process. Would recommend and work with them again. Thanks Holston & Huntley!
Attorney Huntley and his entire staff was instrumental in getting me everything I deserved. Their patience, kindness, and loyalty to fight for my needs at a critical time proves why they are such a fantastic firm. I would highly recommend them for any of your needs. I personally, will call Mr Huntley if I’m ever in another accident.
I was never anxious despite being in this situation for the first time and all the credit goes to you and your firm because you care and know what you are doing.Thanks.
I don’t usually leave reviews on anything but I thought I needed to share my experience with Holston & Huntley. It was great! Very quick and efficient. Buddy and his staff were awesome. I personally worked with Abena and she was always available to answer any question I had. I highly recommend this firm to anyone who needs a professional lawyer that would fight to get you the best settlement you deserve. I promise you won’t be disappointed!! Thank you, Buddy, Abena and staff for all of your help.
Holston & Huntley entire team was great to work with!!! Thank you so much
Thank God For Experience Help When I Needed It The Most.
Effective Service, So Far I’m 6 Month’s Into It And CONFIDENT It Is Well, I’m So Grateful.
Thank You All..
Atty. Huntley and his Staff, were very patient and understanding of my situation. They took the time to explain to me all of my options and helped me consider this best possible course of action. I am a Retired Senior and I felt very comfortable with the recommendations. After an initial and lengthy consultation, I followed all of his recommendations and I haven’t look back since! It was truly a joy to have him in my corner and no more phone calls from Creditors!!!. Thanks Me. Huntley!
I would use them again and again!
He got my case finalized in a timely manner, very professional, communicates very well, kept in contact with updates of my case , got me the amount I wanted for my accident and injury case! I am very pleased with him and his firm!
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