If I file for Chapter 7 bankruptcy, is anyone likely to object?

The point of filing a Chapter 7 bankruptcy is to wipe out your debts. In most Chapter 7 bankruptcy cases, debts are discharged at the end of the bankruptcy. In some cases, creditors or the bankruptcy trustee can challenge whether a particular debt can be discharged, or even whether all of your debts can be discharged in bankruptcy. These are called objections to discharge. Normally after a Chapter 7, you are not required to pay back the discharged debts once the case is over. Not all debts can be discharged in bankruptcy – some common examples of non-dischargeable debts include...

Read More

---

Can I sue if I am involved in an accident in an Uber vehicle? Who do I sue, Uber or the driver?

Any time you choose to ride in a vehicle operated by another driver, you are putting your safety in that individual’s hands. You expect the driver to operate the vehicle in a safe manner and to make wise driving decisions. You are also subjecting yourself to the whims of other drivers on the roads as well, without leaving yourself an opportunity to respond to any poor driving decisions they may make.  In most cases, when you choose to take a taxi or a bus, you are dealing with a professional driver who has a great deal of training and experience....

Read More

---

I have a lot of debt. Can I get rid of all of those debts in a bankruptcy?

Many people think of bankruptcy as their golden ticket to freedom. They may be mired in debt with little income and few options, and decide to file for bankruptcy. They may schedule a meeting with a bankruptcy attorney or even choose to file bankruptcy themselves, only to find out that the majority of their debts cannot be discharged in bankruptcy. The good news is that most Chapter 7 bankruptcy filers will be able to get rid of most or all of their debts. There are, however, several types of debts that are not dischargeable. Also, there are several reasons a...

Read More

---

What are my legal options if I am injured in a car accident because of snow, ice, or sleet in the Atlanta area?

Fortunately for Atlantans, snow and ice are a rare event. Typically when they do occur we are given plenty of notice so that we can make our plans accordingly, and either stay home or allow ourselves ample time to reach our destinations. There are times, however, such as in 2014, that snow and ice can surprise hundreds of thousands of drivers on our roads, leading to countless numbers of accidents. According to the Federal Highway Administration, 1.5 million automobile accidents occur each year that are attributed to weather. Although most of those accidents are relatively minor, over 7,000 are killed...

Read More

---

I had my parents co-sign on my loan. Will my co-signers be liable for my debts if I file for bankruptcy?

Some people are unable to obtain a loan for a car, a home, or other debts unless they have a co-signer. Basically, a co-signer is a person who is responsible for paying back your debt if you are unable to repay it yourself. Creditors will sometimes allow someone with a low credit score or no credit and/or a low income to borrow money, but they may require a co-signer with a better credit score, a higher income, or both before they will loan the money. It’s common for a person with a co-signer on a loan to fail to pay...

Read More

---

I was involved in an accident with a semi-truck that had a tire blow out. What are my legal rights?

There are strict federal regulations that require trucking companies and truck drivers to be conscious of the current condition of their vehicles. Daily records of the condition of the truck are required. If these daily inspections are done, and records properly kept, it should be easy to be able to see when more air needs to be added to tires, or when tires need to be replaced. The daily inspection reports must be kept on file for three months. Unfortunately, these daily inspections often are not done. Drivers may be tired, overworked, and anxious to reach their destination. They may...

Read More

---

I want to file for bankruptcy but I’m afraid I will be fired. Can I get fired for filing for bankruptcy?

No, you cannot be legally fired for filing for bankruptcy. I will give you a longer explanation about that in a second, but for now you should think about your fears – why are you afraid your employer would fire you if he or she found out about your bankruptcy filing? Bankruptcies are legal and not uncommon, and normally are not necessarily a reflection on your character as a person. In addition, you need to consider how your boss would even find out you filed for bankruptcy. Most employers will not be made aware that you filed for bankruptcy. If...

Read More

---

What can I do if I’m in an accident with an uninsured driver or under-insured driver in Atlanta?

Even the world’s safest drivers can get into accidents. Because we have to share Atlanta’s highways with other drivers, there is always the risk of being involved in an accident and sustaining serious injuries or even being killed. In some cases, you may be properly compensated after your accident by the other driver’s insurance company. However, there are many irresponsible drivers on the roads that may be uninsured or under-insured. Normally, when you have an injury caused by another person’s negligence, you are entitled to pursue a lawsuit for all of your damages, as set forth under law. However, if...

Read More

---

How does bankruptcy affect my personal injury case?

Bankruptcy and personal injury cases can go hand in hand. When an individual is involved in a serious car accident, slip and fall accident, or another type of accident, he or she is often unable to work for a time or permanently. This can lead to financial devastation, which can lead to bankruptcy. This can happen even though the injured party is expected to receive significant compensation in a personal injury claim. If you are contemplating filing for bankruptcy, and you have a pending personal injury claim, it’s critical that you speak with a bankruptcy attorney. In addition, you must...

Read More

---