Birmingham Alabama Bankruptcy Attorney
Birmingham Alabama Bankruptcy Lawyer
The Birmingham, Alabama, bankruptcy lawyers at Holston & Huntley, LLC, represent people throughout Birmingham, Alabama, and surrounding counties who want to restructure or wipe out their debts. We understand the stress that often comes with these situations. Our attorneys will guide you through the legal process with skill, dedication and compassion. This allows you to build a strong financial future while protecting your assets.
Chapter 7 Bankruptcy Lawyer in Birmingham, Alabama
Not all bankruptcies are alike. There are two main options for people seeking relief from debt: Chapter 7 and Chapter 13. This is why it is important to consult an experienced bankruptcy lawyer to determine which option might be right for you.
Chapter 7 bankruptcy is an attractive option for many people because it allows you to pay off debts and discharge much of whatever is left. Additionally, Chapter 7 allows those with income below the state average to file. The Chapter 7 bankruptcy option resolves unsecured debts such as credit card debt, medical bills and student loans.
Also, Alabama state law allows Chapter 7 filers to exempt some of their property. These often include a person’s home, up to a certain value, as well as some personal property. However, the value of the property that you may protect varies based on whether a person is filing for bankruptcy individually or a couple is filing jointly. Thus, exempt property may not be seized or sold to satisfy the bankruptcy debt.
Chapter 13 Bankruptcy Lawyer in Birmingham, Alabama
By contrast, Chapter 13 bankruptcy is often known as a “reorganization.” Because Chapter 13 is designed to give the person filing a chance to organize the debt. This allows you to pay off the debt over time. A court issues an order preventing creditors from pursuing the debt. This option is available for people who make too much money to qualify for the Chapter 7 process, who want to try to keep more of their assets or who are likely to be able to pay off much of their debt.
Contact a Birmingham, Alabama, Bankruptcy Lawyer
At Holston & Huntley, LLC, our Birmingham, Alabama, bankruptcy attorneys are familiar with the legal issues that often come up in bankruptcy cases. We are ready to help consumers throughout Alabama address their financial concerns and develop a plan that works for them. Also, our attorneys are happy to sit down with potential clients to discuss their rights and options in detail. To schedule a free consultation with a Chapter 7 or Chapter 13 attorney, contact us online or by phone at 1 (888) 513-0004. We take pride in providing comprehensive and personalized legal services to each person who seeks our help.
Don’t risk attempting to file your petition alone in an attempt to save money. You face a high risk of having your petition rejected if you are unsure how to navigate the Bankruptcy Code. We offer free consultations for both Ch. 7 & Ch. 13 Bankruptcies.
You can count on Buddy and Abena they are awesome. Abena was wonderful, she showed concern for me through my case. Abena walked me through this process like she knew me a long time. I promise you I felt good knowing I was being guided by someone who really cared their staff is awesome. I give them a 10+. Thank you guys, Especially, Abena
My experience with Holston & Huntley attorneys was nothing short of excellent. I worked directly with Abena. She worked hard to get the settlement that I deserved. Continued to stay in contact and keep me updated throughout the long process. Would recommend and work with them again. Thanks Holston & Huntley!
Attorney Huntley and his entire staff was instrumental in getting me everything I deserved. Their patience, kindness, and loyalty to fight for my needs at a critical time proves why they are such a fantastic firm. I would highly recommend them for any of your needs. I personally, will call Mr Huntley if I’m ever in another accident.
I was never anxious despite being in this situation for the first time and all the credit goes to you and your firm because you care and know what you are doing.Thanks.
I don’t usually leave reviews on anything but I thought I needed to share my experience with Holston & Huntley. It was great! Very quick and efficient. Buddy and his staff were awesome. I personally worked with Abena and she was always available to answer any question I had. I highly recommend this firm to anyone who needs a professional lawyer that would fight to get you the best settlement you deserve. I promise you won’t be disappointed!! Thank you, Buddy, Abena and staff for all of your help.
Holston & Huntley entire team was great to work with!!! Thank you so much
Thank God For Experience Help When I Needed It The Most.
Effective Service, So Far I’m 6 Month’s Into It And CONFIDENT It Is Well, I’m So Grateful.
Thank You All..
Atty. Huntley and his Staff, were very patient and understanding of my situation. They took the time to explain to me all of my options and helped me consider this best possible course of action. I am a Retired Senior and I felt very comfortable with the recommendations. After an initial and lengthy consultation, I followed all of his recommendations and I haven’t look back since! It was truly a joy to have him in my corner and no more phone calls from Creditors!!!. Thanks Me. Huntley!
I would use them again and again!
He got my case finalized in a timely manner, very professional, communicates very well, kept in contact with updates of my case , got me the amount I wanted for my accident and injury case! I am very pleased with him and his firm!
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