Georgia Bankruptcy Lawyers | Debt Relief | Chapter 7 and Chapter 13

Why should you consider calling a bankruptcy attorney in Atlanta?

Have your credit card debts spiraled out of control? Are your creditors constantly harassing you and your family? Experienced an unexpected medical emergency? Do you have an auto loan that you can no longer afford? Has a divorce left you in financial distress? If the answer to any of these questions is yes, then you need to contact a bankruptcy lawyer to discuss your options.

Reorganizing Your Finances With an Atlanta Chapter 7 Bankruptcy Lawyer

Chapter 7 bankruptcy is designed to discharge personal liability for your debts. It is generally suited for individuals with exempt property who want to get rid of their unsecured debts. Debts covered by  Chapter 7 bankruptcy might include credit card debt, medical bills, and wage garnishments. Also, Chapter 7 will allow you to remove vehicle repossessions and other unsecured debts from your credit profile.

Payment Plans Through Chapter 13 Bankruptcy Lawyer in Georgia

Chapter 13 bankruptcy reorganizes your debt into a repayment plan. Also, a Chapter 13 will stop creditor harassment just like a Chapter 7. However, Chapter 13 bankruptcy is typically an option when you have too much income to qualify for Chapter 7. Additionally, Chapter 13 offers some benefits that Chapter 7 does not, such as the ability to keep your home during a foreclosure sale. Because of the many considerations involved in determining whether and what kind of bankruptcy is advantageous in your situation, enlisting the services of a knowledgeable Atlanta bankruptcy attorney is crucial to evaluate all of your options.

Debt Resolution

If your credit card debts are out of control and your are not interested in filing for Chapter 7 or Chapter 13 bankruptcy with an Atlanta bankruptcy lawyer, debt resolution may be the right fit for you. If you have consistent income, debt resolution will allow you to resolve your debts through negotiation with your creditors. If you choose this route, you will not receive the same protections as you would if you filed for bankruptcy with help from a bankruptcy lawyer. However, many choose this option when their priority is to repair their credit.

At Holston & Huntley, LLC, we understand that financial distress is a sensitive matter. Seeking legal assistance from a knowledgeable bankruptcy lawyer or debt relief attorney is essential to taking back control of your life. We will help guide you to the financial freedom you deserve. Holston & Huntley LLC will provide trustworthy and prudent legal advice, keeping your interests foremost in our minds.

Areas of Service

We serve people throughout Georgia, including but not limited to Metro Atlanta, Georgia; Marietta, Smyrna, Dallas, Douglasville, Riverdale, Clayton County, Alpharetta, DeKalb County, East Point, College Park, Conyers, Athens, and Macon, Georgia. We’re here to help you navigate this challenging time through quality advice based on years of experience in bankruptcy law. To schedule a free initial consultation, call us at 1 (844) Ga-Buddy, 1 (404) 474-2970 or contact us online. There is no cost to you, and you are under no obligation to pursue a filing with us. We look forward to serving as your Counsel!

Don’t risk attempting to file your petition alone in an attempt to save money. You face a high risk of having your petition rejected if you are unsure how to navigate the Bankruptcy Code. We offer free consultations for both Ch. 7 & Ch. 13 Bankruptcies!