Bankruptcy Debt Relief Attorneys |Chapter 7 and Chapter 13

Have your credit card debts spiraled out of control? Are your creditors constantly harassing you and your family? Experienced an unexpected medical emergency? Do you have an auto loan that you can no longer afford? Has a divorce left you in financial distress? If the answer to any of these questions is yes then filing for Chapter 7 Bankruptcy, Chapter 13 Bankruptcy or Debt Resolution may be right for you.

Reorganizing Your Finances through Chapter 7 Bankruptcy

Chapter 7 is generally suited for individuals with exempt property who want to get rid of their unsecured debts. Such as credit card debt, medical bills, and wage garnishments. Also, Chapter 7 will allow you to remove vehicle repossessions and other unsecured debts from your credit profile. Thus, Chapter 7 is designed to discharge personal liability for your debts.

Payment Plans Through Chapter 13 Bankruptcy

Chapter 13 bankruptcy reorganizes your debt into a repayment plan. Chapter 13 will stop creditor harassment just like a Chapter 7. However, Chapter 13 bankruptcy is typically an option when you have too much income to qualify for Chapter 7. Additionally, Chapter 13 offers some benefits that Chapter 7 does not, such as the ability to keep your home during a foreclosure sale. Because of the many considerations involved in determining whether and what kind of bankruptcy is advantageous in your situation, enlisting the services of a knowledgeable attorney is crucial to evaluate all of your options.

Debt Resolution

If your credit card debts are out of control and your are not interested in filing for Chapter 7 or Chapter 13, Debt Resolution may be the right fit for you. If you have consistent income, Debt Resolution will allow you to resolve your debts through negotiation with your creditors. You do not receive the same protections as filing Bankruptcy, but many choose this option when their priority is to repair their credit.

At Holston & Huntley, LLC, we understand that financial distress is a sensitive matter. Seeking legal assistance from a knowledgeable bankruptcy or debt relief attorney is essential to taking back control of your life. We will help guide you to the financial freedom you deserve. We provided service to Metro Atlanta, Georgia, residents and people in many other cities in Georgia and Alabama, such as: Columbus, Georgia; Alpharetta, Georgia; Marietta, Georgia; Albany, Georgia; Athens, Georgia; Macon, Georgia; and Birmingham, Alabama. Holston & Huntley LLC will provide trustworthy and prudent legal advice, keeping your interests foremost in our mind. To schedule a free initial consultation, call us at 1 (888) 513-0004, 1 (844) GA-BUDDY (422-8339), (404) 474-2970, (205) 206-5816 or contact us online. There is no cost to you, and you are under no obligation to pursue a lawsuit with us even if we conclude that you have a valid claim. We look forward to serving as your Counsel!

Don’t risk attempting to file your petition alone in an attempt to save money. You face a high risk of having your petition rejected if you are unsure how to navigate the Bankruptcy Code. We offer free consultations for both Ch. 7 & Ch. 13 Bankruptcies!