A Bankruptcy Attorney Can Stop Foreclosure
A Bankruptcy Attorney Can Stop Foreclosure
If you are considering bankruptcy, your first step is to contact a trusted bankruptcy attorney. If you are facing foreclosure, repossession or harassment from debt collectors an experienced bankruptcy attorney can help!
Whether you are considering filing a chapter 13 bankruptcy or filing a chapter 7 your first step is to get professional advice. The bankruptcy laws are there for you to take advantage of. Each chapter offers its own specific protection and relief. An Atlanta bankruptcy attorney can help you to decide which is right for your situation
You Are Not Alone!
Millions of people take advantage of the power of bankruptcy to stop foreclosures, keep their cars, get rid of credit card debt and start off fresh. For example, California had the highest amount of filings in 2011. Over 240,000 people filed for protection that year!
People seek the help of a bankruptcy lawyer for a wide range of reasons. Medical bills, loss of job, divorce and more can change your financial picture in a blink and leave you unable to meet your financial obligations. Bankruptcy can give you the breathing room you need to get back on track with your finances.
The Power of the Automatic Stay
Filing bankruptcy comes with powerful protection in the form of the “Automatic Stay”. As soon as the attorney files for the bankruptcy all action on your creditors must stop. Even if you are in the middle of a foreclosure your lender cannot take another step.
Once a bankruptcy in your name has been filed, creditors are no longer allowed to contact you. They must either go through the court or contact your attorney directly. It gives you the peace to rethink your finances and focus on the future.
A foreclosure attorney Atlanta, can use the bankruptcy laws to save your home! Lenders can be very difficult to work with when it comes to modifications and working out payment plans. A bankruptcy filing forces the lender to work with you via the court.
The Caveats and the Myths
There are some caveats and myths when it comes to bankruptcy. It is a complicated process that is difficult to navigate on your own. There is a high dismissal rate by the courts for those that choose to go “pro se” (file on their own without an attorney). You do need an attorney.
Many people believe that you lose everything when you file for bankruptcy, the fact is the goal of filing bankruptcy is to keep as much as possible while getting out of debt. Another myth is that it takes a full seven years after bankruptcy to be able to build credit again. The fact is a lot of people begin rebuilding their credit while they are in bankruptcy!
Know Your Options
The best way to figure out if bankruptcy is the best solution is to consult with an attorney that specializes in bankruptcy laws. You will be able to get answers to all your questions and make an informed decision!
You can count on Buddy and Abena they are awesome. Abena was wonderful, she showed concern for me through my case. Abena walked me through this process like she knew me a long time. I promise you I felt good knowing I was being guided by someone who really cared their staff is awesome. I give them a 10+. Thank you guys, Especially, Abena
My experience with Holston & Huntley attorneys was nothing short of excellent. I worked directly with Abena. She worked hard to get the settlement that I deserved. Continued to stay in contact and keep me updated throughout the long process. Would recommend and work with them again. Thanks Holston & Huntley!
Attorney Huntley and his entire staff was instrumental in getting me everything I deserved. Their patience, kindness, and loyalty to fight for my needs at a critical time proves why they are such a fantastic firm. I would highly recommend them for any of your needs. I personally, will call Mr Huntley if I’m ever in another accident.
I was never anxious despite being in this situation for the first time and all the credit goes to you and your firm because you care and know what you are doing.Thanks.
I don’t usually leave reviews on anything but I thought I needed to share my experience with Holston & Huntley. It was great! Very quick and efficient. Buddy and his staff were awesome. I personally worked with Abena and she was always available to answer any question I had. I highly recommend this firm to anyone who needs a professional lawyer that would fight to get you the best settlement you deserve. I promise you won’t be disappointed!! Thank you, Buddy, Abena and staff for all of your help.
Holston & Huntley entire team was great to work with!!! Thank you so much
Thank God For Experience Help When I Needed It The Most.
Effective Service, So Far I’m 6 Month’s Into It And CONFIDENT It Is Well, I’m So Grateful.
Thank You All..
Atty. Huntley and his Staff, were very patient and understanding of my situation. They took the time to explain to me all of my options and helped me consider this best possible course of action. I am a Retired Senior and I felt very comfortable with the recommendations. After an initial and lengthy consultation, I followed all of his recommendations and I haven’t look back since! It was truly a joy to have him in my corner and no more phone calls from Creditors!!!. Thanks Me. Huntley!
I would use them again and again!
He got my case finalized in a timely manner, very professional, communicates very well, kept in contact with updates of my case , got me the amount I wanted for my accident and injury case! I am very pleased with him and his firm!
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